Make or Accept Payments Using Just Your Aadhaar Number
Secure, fast & cashless transactions for everyone — from farmers to shopkeepers.
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Accept payments via Aadhaar-linked bank account & biometric auth.
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Withdraw, deposit & check balance using Aadhaar & fingerprint.
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Apply for PAN, PM Kisan, Ration Card & more using Aadhaar.
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Instant customer verification without paperwork.
Aadhaar Pay is a secure, Aadhaar-based payment system that allows customers to make cashless transactions using their biometric authentication. It is designed to promote digital payments, especially in rural and semi-urban areas.
India's first biometric payment system for financial inclusion
Aadhaar Pay enables merchants to accept payments securely without relying on cards, UPI apps, or smartphones. It’s ideal for small shops, kirana stores, and rural businesses.
No QR code or mobile phone needed for the customer
Aadhaar Pay simplifies digital payments for both customers and merchants, especially in areas with low smartphone penetration.
Empowering merchants with cashless, cardless payments
The process is simple and secure. The customer authorizes the payment using their fingerprint linked to their Aadhaar and bank account.
Transaction completes in under 15 seconds
Accept payments from anyone, anywhere — even without a smartphone.
No transaction fees. Keep 100% of your earnings.
Money credited directly to your bank in under 2 minutes.
No cards, no PIN — just fingerprint verification.
Get a free Micro ATM terminal for your shop.
No phone? No wallet? No problem.
Customer enters 12-digit Aadhaar number at merchant terminal.
Merchant enters transaction amount.
Customer verifies with fingerprint. Payment done instantly.